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A different kind of lender for a different kind of homebuyer...

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The Person behind the Persona

I'm Ashley- and while Not your Mama's Lender may be the name, there's a whole lot more behind it than pink signs and a catchy tagline.

I've spent my career in finance, learning how credit, debt, income and lending actually work- and more importantly, how to use that knowledge to help people make smarter financial decisions. 

I'm not interested in simply getting you approved for a mortgage. I want you to understand your options, know why I'm recommending what I'm recommending, and feel confident that the strategy we choose actually makes sense to you.

Because no two borrowers are exactly alike- and I've never been particularly interested in doing things the cookie-cutter way.

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Client Testimonials

"Working with Ashley was an outstanding experience from beginning to end. As a business owner, I knew the mortgage process could be a little more complicated, but Ashley understood our situation completely and made everything feel smooth, clear, and stress-free. She worked hard to help us secure the best rate possible for our first home and was incredibly professional throughout the entire process. Ashley was always responsive, knowledgeable, and willing to go the extra mile to make sure we were taken care of every step of the way."

-Cole Harkins

—Cole Harkins

Mortgage Tips Worth Knowing

Mortgage tips, money talk, and the things nobody thinks to tell you until they matter.

Common Questions

What is the application process?

We begin with a personalized consultation to understand your financial goals. Our team will guide you through the application process, ensuring every step is clear and your unique situation is prioritized.

How long does it take to get approved?

We can typically issue a pre-approval within a few hours, so you can begin shopping for your next home confidently. 

Will I have options?

At Modern Mortgage, we have an option for just about every situation. Whether this is your first home, an investment property, or you don't fit into the traditional lending box- we likely have a option that makes sense!

Can I apply for a mortgage online?

Absolutely. We offer a fully online application portal that allows you to start your home financing journey from the comfort of your own home. I will review your application and contact you to discuss next steps.

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