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A different kind of lender for a different kind of homebuyer...
Terms of Service
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.
Ashley Owens - Modern Mortgage loan Officer, will be sending confirmation texts and emails for appointments and for contacting us on the website. You can cancel the SMS service at any time. Simply text "STOP/HELP". Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to hilary@modernmortgage.org
Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider
For privacy-related inquiries, please refer to our privacy policy
The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.
Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.
User must be 18 years and above
Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.
Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.
Privacy Policy for Ashley Owens - Modern Mortgage Loan Officer
Introduction
Welcome to Ashley Owens ("we," "our," "us"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website https://www.notyourmamaslender.com/ (the "Website") and/or use our services.
Information We Collect
1. Personal Information
We may collect personal information that you provide directly to us, including but not limited to:
Name, Email address, Phone number, Postal address, Payment information (for transactions)
2. Automatically Collected Information
We may also collect certain information automatically when you visit our Website, such as:
IP address, Browser type, Device type, Pages visited, Time and date of visit
3. Cookies
We use cookies and similar tracking technologies to enhance your experience on our Website. You can manage your cookie preferences through your browser settings.
How We Use Your Information
We may use the information we collect for various purposes, including to:
Provide and improve our services Process transactions, Communicate with you, Personalize your experience, Comply with legal obligations, Protect the security and integrity of our Website
Sharing Your Information
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
How SMS consent is obtained and Used
End users provide explicit consent by completing a contact form on https://www.notyourmamaslender.com/#send-me-a-message The form requires users to enter their phone number and check an optional SMS consent checkbox authorizing Ashley Owens to send text messages related to mortgage inquiries, application updates, and customer communications. The consent language includes message frequency disclosure, message and data rate notice, STOP/HELP instructions, and states that consent is not a condition of purchase. Privacy Policy and Terms & Conditions are linked directly on the form.
Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of transmission over the Internet or electronic storage is 100% secure.
Your Rights
Depending on your location and applicable laws, you may have the following rights regarding your personal information:
Access: You have the right to access the personal information we hold about you. Correction: You have the right to request correction of any inaccurate or incomplete personal information. Deletion: You have the right to request deletion of your personal information. Objection: You have the right to object to our processing of your personal information. Restriction: You have the right to request restriction of processing of your personal information. Portability: You have the right to request a copy of your personal information in a structured, commonly used, and machine-readable format.
To exercise these rights, please contact us at Ashley@Modern-Mortgage.com
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this page periodically for the latest information on our privacy practices.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Ashley Owens
Email: Ashley@Modern-Mortgage.com
Site Accessibility Assistance
Ashley Owens is committed to ensuring our website is accessible to all users, including individuals with disabilities. If you experience any difficulty accessing content or wish to request an accommodation, please CONTACT US HERE. When reaching out, include the web page URL and a description of the issue you encountered.
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